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HP INSURANCE OR NO?


Distad

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I recently bought 1M DMM Gp so I can buy HP insurance.

Now I am faced with the dilema of buying HP insurance or keep it protected.

The only time I really plan on stepping out of the safe zone would be when we go pk ( if i get accepted )

Currently I have 70 Att 72 Str 70 Def 71 Range 86 Magic.

I am planning on going for 94 magic (which is protected obviously) 

I will be either training str or range to a higher stat for pking (I will mostly be doing multi trips with you guys as I dont feel comfy 1v1 right now)

Should I keep protecting HP/Magic?

Or should I buy HP insurance and Protect Magic+ Range or Magic + str? :D

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Always buy HP insurance. It's the best investment you can possibly make on the game. If you have the money for it, buy it and protect another stat. You can always make more money. But if you die before you buy it, you're not always going to have enough money to buy it. Get it while you can. You might not care much now, but when you get 80-90+ str or range you're going to be wishing you had one protected when you die. 

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Hp insurance is a must but if you don't want to spend that 1m an have nothing again use it to flip a few items make some more with it or invest that 1m into con make some tele tabs "what i did" got my self 5-6m then bought hp insurance

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